Commercial Term Loans
Secure predictable growth with fixed-rate financing. Our Term Loans offer high capital limits and extended repayment schedules designed for established businesses ready to scale.
Loan Amounts
Up to $5M
Flexible capital distribution for expansion, acquisitions, or equipment.
Repayment Terms
1 - 10 Years
Predictable monthly schedules with no hidden balloon payments.
Interest Rates
From 6.49%
Competitive fixed rates based on business performance and credit health.
Why Choose Edelpoint Term Loans?
Our structured financing provides the stability needed for long-term strategic investments.
Fixed Monthly Payments
Plan your budget with 100% certainty. Your rate and payment never change.
Rapid Funding Speed
Funds are typically wired to your business account within 48-72 hours of approval.
Build Business Credit
We report your timely payments to major bureaus to help lower your future cost of capital.
Things to Consider
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Collateral Requirements
Most large term loans require a general lien on business assets.
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Prepayment Fees
Review your contract for early repayment terms as some products may have penalties.
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Eligibility Criteria
Requires 2+ years in business and a minimum of $250k annual revenue.
Ready to expand?
Fill out our 5-minute application to receive a preliminary offer. Our advisors will contact you within one business day to finalize your funding package.
No Impact
On Credit Score to apply
Secure
Bank-grade Encryption